Market Overview
Home Prices in Stinson Beach, CA
The median home value in Stinson Beach, CA is $3,548,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.7% compared to a year ago and down 7.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stinson Beach are priced765% above average. Stinson Beach is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Stinson Beach home values have risen by approximately10.8%, reflecting steady appreciation in this market.
Price History
Stinson Beach Home Price Trend
City Comparison
Stinson Beach vs. National Median
At $3,548,433, homes in Stinson Beach cost 765% above the national median of $410,000. Buyers in Stinson Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stinson Beach?
20% Down Payment
$709,687
on $3,548,433
Monthly P&I
$18,507/mo
30-yr @ 6.8%
Total Monthly Est.
~$23,504/mo
incl. taxes & insurance
Income Needed
$940,160
gross annual (30% rule)
10% Down Option
$354,843
+ PMI applies
Loan Amount (20% dn)
$2,838,746
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stinson Beach, CA?
The median home value in Stinson Beach is $3,548,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.7% year-over-year.
How much have home prices changed in Stinson Beach?
Over the past year, home values in Stinson Beach have increased by 9.7%. Over five years, prices have risen approximately 10.8%.
How much do I need to earn to buy a home in Stinson Beach?
To comfortably afford the median home price of $3,548,433 with a 20% down payment ($709,687) at today's rates (6.8%), you'd need a gross annual income of approximately $940,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Stinson Beach compare to the national average home price?
The national median home value is approximately $410,000. At $3,548,433, homes in Stinson Beach are 765% above the national average.
What metro area is Stinson Beach part of?
Stinson Beach is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.