Market Overview
Home Prices in Stockton, CA
The median home value in Stockton, CA is $431,217 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.3% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stockton are priced5% above average. Stockton is part of the Stockton, CA metro area.
Over the past five years, Stockton home values have risen by approximately6.3%, reflecting steady appreciation in this market.
Price History
Stockton Home Price Trend
City Comparison
Stockton vs. National Median
At $431,217, homes in Stockton cost 5% above the national median of $410,000. Buyers in Stockton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stockton?
20% Down Payment
$86,243
on $431,217
Monthly P&I
$2,249/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,856/mo
incl. taxes & insurance
Income Needed
$114,240
gross annual (30% rule)
10% Down Option
$43,122
+ PMI applies
Loan Amount (20% dn)
$344,974
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stockton, CA?
The median home value in Stockton is $431,217 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.3% year-over-year.
How much have home prices changed in Stockton?
Over the past year, home values in Stockton have decreased by 3.3%. Over five years, prices have risen approximately 6.3%.
How much do I need to earn to buy a home in Stockton?
To comfortably afford the median home price of $431,217 with a 20% down payment ($86,243) at today's rates (6.8%), you'd need a gross annual income of approximately $114,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Stockton compare to the national average home price?
The national median home value is approximately $410,000. At $431,217, homes in Stockton are 5% above the national average.
What metro area is Stockton part of?
Stockton is part of the Stockton, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.