Market Overview
Home Prices in Sutter, CA
The median home value in Sutter, CA is $424,656 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sutter are priced4% above average. Sutter is part of the Yuba City, CA metro area.
Over the past five years, Sutter home values have risen by approximately12.5%, reflecting steady appreciation in this market.
Price History
Sutter Home Price Trend
2020
$312,056
$312K
—
2021
$377,390
$377K
+20.9%
2022
$428,450
$428K
+13.5%
2023
$403,589
$404K
-5.8%
2024
$422,573
$423K
+4.7%
2025
$417,448
$417K
-1.2%
2026
$424,656
$425K
+1.7%
City Comparison
Sutter vs. National Median
🏠 Sutter
$424,656
National Median
$410,000
At $424,656, homes in Sutter cost 4% above the national median of $410,000. Buyers in Sutter should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sutter?
20% Down Payment
$84,931
on $424,656
Monthly P&I
$2,215/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,813/mo
incl. taxes & insurance
Income Needed
$112,520
gross annual (30% rule)
10% Down Option
$42,466
+ PMI applies
Loan Amount (20% dn)
$339,725
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sutter, CA?
The median home value in Sutter is $424,656 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Sutter?
Over the past year, home values in Sutter have increased by 1.7%. Over five years, prices have risen approximately 12.5%.
How much do I need to earn to buy a home in Sutter?
To comfortably afford the median home price of $424,656 with a 20% down payment ($84,931) at today's rates (6.8%), you'd need a gross annual income of approximately $112,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Sutter compare to the national average home price?
The national median home value is approximately $410,000. At $424,656, homes in Sutter are 4% above the national average.
What metro area is Sutter part of?
Sutter is part of the Yuba City, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.