Market Overview
Home Prices in Templeton, CA
The median home value in Templeton, CA is $945,856 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Templeton are priced131% above average. Templeton is part of the San Luis Obispo-Paso Robles, CA metro area.
Over the past five years, Templeton home values have risen by approximately26.6%, reflecting strong long-term appreciation in this market.
Price History
Templeton Home Price Trend
City Comparison
Templeton vs. National Median
At $945,856, homes in Templeton cost 131% above the national median of $410,000. Buyers in Templeton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Templeton?
20% Down Payment
$189,171
on $945,856
Monthly P&I
$4,933/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,265/mo
incl. taxes & insurance
Income Needed
$250,600
gross annual (30% rule)
10% Down Option
$94,586
+ PMI applies
Loan Amount (20% dn)
$756,685
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Templeton, CA?
The median home value in Templeton is $945,856 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Templeton?
Over the past year, home values in Templeton have increased by 1.5%. Over five years, prices have risen approximately 26.6%.
How much do I need to earn to buy a home in Templeton?
To comfortably afford the median home price of $945,856 with a 20% down payment ($189,171) at today's rates (6.8%), you'd need a gross annual income of approximately $250,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Templeton compare to the national average home price?
The national median home value is approximately $410,000. At $945,856, homes in Templeton are 131% above the national average.
What metro area is Templeton part of?
Templeton is part of the San Luis Obispo-Paso Robles, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.