Market Overview
Home Prices in Turlock, CA
The median home value in Turlock, CA is $485,817 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Turlock are priced18% above average. Turlock is part of the Modesto, CA metro area.
Over the past five years, Turlock home values have risen by approximately12.7%, reflecting steady appreciation in this market.
Price History
Turlock Home Price Trend
City Comparison
Turlock vs. National Median
At $485,817, homes in Turlock cost 18% above the national median of $410,000. Buyers in Turlock should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Turlock?
20% Down Payment
$97,163
on $485,817
Monthly P&I
$2,534/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,218/mo
incl. taxes & insurance
Income Needed
$128,720
gross annual (30% rule)
10% Down Option
$48,582
+ PMI applies
Loan Amount (20% dn)
$388,654
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Turlock, CA?
The median home value in Turlock is $485,817 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Turlock?
Over the past year, home values in Turlock have decreased by 0.6%. Over five years, prices have risen approximately 12.7%.
How much do I need to earn to buy a home in Turlock?
To comfortably afford the median home price of $485,817 with a 20% down payment ($97,163) at today's rates (6.8%), you'd need a gross annual income of approximately $128,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Turlock compare to the national average home price?
The national median home value is approximately $410,000. At $485,817, homes in Turlock are 18% above the national average.
What metro area is Turlock part of?
Turlock is part of the Modesto, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.