Market Overview
Home Prices in Vacaville, CA
The median home value in Vacaville, CA is $610,649 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Vacaville are priced49% above average. Vacaville is part of the Vallejo, CA metro area.
Over the past five years, Vacaville home values have risen by approximately6.2%, reflecting steady appreciation in this market.
Price History
Vacaville Home Price Trend
City Comparison
Vacaville vs. National Median
At $610,649, homes in Vacaville cost 49% above the national median of $410,000. Buyers in Vacaville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Vacaville?
20% Down Payment
$122,130
on $610,649
Monthly P&I
$3,185/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,045/mo
incl. taxes & insurance
Income Needed
$161,800
gross annual (30% rule)
10% Down Option
$61,065
+ PMI applies
Loan Amount (20% dn)
$488,519
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Vacaville, CA?
The median home value in Vacaville is $610,649 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Vacaville?
Over the past year, home values in Vacaville have decreased by 1.2%. Over five years, prices have risen approximately 6.2%.
How much do I need to earn to buy a home in Vacaville?
To comfortably afford the median home price of $610,649 with a 20% down payment ($122,130) at today's rates (6.8%), you'd need a gross annual income of approximately $161,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Vacaville compare to the national average home price?
The national median home value is approximately $410,000. At $610,649, homes in Vacaville are 49% above the national average.
What metro area is Vacaville part of?
Vacaville is part of the Vallejo, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.