Market Overview
Home Prices in Valley Springs, CA
The median home value in Valley Springs, CA is $485,263 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Valley Springs are priced18% above average.
Over the past five years, Valley Springs home values have risen by approximately6.1%, reflecting steady appreciation in this market.
Price History
Valley Springs Home Price Trend
2020
$370,560
$371K
—
2021
$457,393
$457K
+23.4%
2022
$516,499
$516K
+12.9%
2023
$482,809
$483K
-6.5%
2024
$499,483
$499K
+3.5%
2025
$496,787
$497K
-0.5%
2026
$485,263
$485K
-2.3%
City Comparison
Valley Springs vs. National Median
🏠 Valley Springs
$485,263
National Median
$410,000
At $485,263, homes in Valley Springs cost 18% above the national median of $410,000. Buyers in Valley Springs should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Valley Springs?
20% Down Payment
$97,053
on $485,263
Monthly P&I
$2,531/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,214/mo
incl. taxes & insurance
Income Needed
$128,560
gross annual (30% rule)
10% Down Option
$48,526
+ PMI applies
Loan Amount (20% dn)
$388,210
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Valley Springs, CA?
The median home value in Valley Springs is $485,263 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Valley Springs?
Over the past year, home values in Valley Springs have decreased by 2.3%. Over five years, prices have risen approximately 6.1%.
How much do I need to earn to buy a home in Valley Springs?
To comfortably afford the median home price of $485,263 with a 20% down payment ($97,053) at today's rates (6.8%), you'd need a gross annual income of approximately $128,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Valley Springs compare to the national average home price?
The national median home value is approximately $410,000. At $485,263, homes in Valley Springs are 18% above the national average.