📍 Ventura, CA · Zillow ZHVI · July 2026

Average Home Price in
Ventura, CA

Oxnard-Thousand Oaks-Ventura, CA metro area · Ventura County County

Median Home Value
$896,997
↑ 0.3% year-over-year
vs. National Median
$410,000
Ventura is 119% above
Est. Monthly Payment
$4,678/mo
20% down · 6.8% rate
Income Needed
$238K
gross annual (30% rule)
Median Home Value
$896,997
↑ 0.3% year-over-year

Down Payment (20%)$179,399
Monthly P&I$4,678/mo
With Taxes & Ins.~$5,941/mo
Income Needed$237,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ventura, CA

The median home value in Ventura, CA is $896,997 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 1.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ventura are priced119% above average. Ventura is part of the Oxnard-Thousand Oaks-Ventura, CA metro area.

Over the past five years, Ventura home values have risen by approximately18.8%, reflecting steady appreciation in this market.

City Comparison

Ventura vs. National Median

🏠 Ventura
$896,997
National Median
$410,000

At $896,997, homes in Ventura cost 119% above the national median of $410,000. Buyers in Ventura should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Ventura?

20% Down Payment
$179,399
on $896,997
Monthly P&I
$4,678/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,941/mo
incl. taxes & insurance
Income Needed
$237,640
gross annual (30% rule)
10% Down Option
$89,700
+ PMI applies
Loan Amount (20% dn)
$717,598
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ventura, CA?
The median home value in Ventura is $896,997 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Ventura?
Over the past year, home values in Ventura have increased by 0.3%. Over five years, prices have risen approximately 18.8%.
How much do I need to earn to buy a home in Ventura?
To comfortably afford the median home price of $896,997 with a 20% down payment ($179,399) at today's rates (6.8%), you'd need a gross annual income of approximately $237,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Ventura compare to the national average home price?
The national median home value is approximately $410,000. At $896,997, homes in Ventura are 119% above the national average.
What metro area is Ventura part of?
Ventura is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.