Market Overview
Home Prices in Vernalis, CA
The median home value in Vernalis, CA is $902,420 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Vernalis are priced120% above average. Vernalis is part of the Modesto, CA metro area.
Over the past five years, Vernalis home values have fallen by approximately5.6%, reflecting softening conditions in this market.
Price History
Vernalis Home Price Trend
City Comparison
Vernalis vs. National Median
At $902,420, homes in Vernalis cost 120% above the national median of $410,000. Buyers in Vernalis should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Vernalis?
20% Down Payment
$180,484
on $902,420
Monthly P&I
$4,706/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,977/mo
incl. taxes & insurance
Income Needed
$239,080
gross annual (30% rule)
10% Down Option
$90,242
+ PMI applies
Loan Amount (20% dn)
$721,936
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Vernalis, CA?
The median home value in Vernalis is $902,420 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Vernalis?
Over the past year, home values in Vernalis have increased by 0.5%. Over five years, prices have fallen approximately 5.6%.
How much do I need to earn to buy a home in Vernalis?
To comfortably afford the median home price of $902,420 with a 20% down payment ($180,484) at today's rates (6.8%), you'd need a gross annual income of approximately $239,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Vernalis compare to the national average home price?
The national median home value is approximately $410,000. At $902,420, homes in Vernalis are 120% above the national average.
What metro area is Vernalis part of?
Vernalis is part of the Modesto, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.