Market Overview
Home Prices in White Water, CA
The median home value in White Water, CA is $388,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in White Water are priced5% below average. White Water is part of the Riverside-San Bernardino-Ontario, CA metro area.
Over the past five years, White Water home values have risen by approximately27.4%, reflecting strong long-term appreciation in this market.
Price History
White Water Home Price Trend
City Comparison
White Water vs. National Median
At $388,812, homes in White Water cost 5% below the national median of $410,000. This makes White Water a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in White Water?
20% Down Payment
$77,762
on $388,812
Monthly P&I
$2,028/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,576/mo
incl. taxes & insurance
Income Needed
$103,040
gross annual (30% rule)
10% Down Option
$38,881
+ PMI applies
Loan Amount (20% dn)
$311,050
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in White Water, CA?
The median home value in White Water is $388,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in White Water?
Over the past year, home values in White Water have increased by 0.9%. Over five years, prices have risen approximately 27.4%.
How much do I need to earn to buy a home in White Water?
To comfortably afford the median home price of $388,812 with a 20% down payment ($77,762) at today's rates (6.8%), you'd need a gross annual income of approximately $103,040. This assumes keeping total housing costs at or below 30% of gross income.
How does White Water compare to the national average home price?
The national median home value is approximately $410,000. At $388,812, homes in White Water are 5% below the national average.
What metro area is White Water part of?
White Water is part of the Riverside-San Bernardino-Ontario, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.