📍 Whitethorn, CA · Zillow ZHVI · July 2026

Average Home Price in
Whitethorn, CA

Eureka-Arcata, CA metro area · Humboldt County County

Median Home Value
$374,538
↓ 8.1% year-over-year
vs. National Median
$410,000
Whitethorn is 9% below
Est. Monthly Payment
$1,953/mo
20% down · 6.8% rate
Income Needed
$99K
gross annual (30% rule)
Median Home Value
$374,538
↓ 8.1% year-over-year

Down Payment (20%)$74,908
Monthly P&I$1,953/mo
With Taxes & Ins.~$2,480/mo
Income Needed$99,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Whitethorn, CA

The median home value in Whitethorn, CA is $374,538 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.1% compared to a year ago and down 8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Whitethorn are priced9% below average. Whitethorn is part of the Eureka-Arcata, CA metro area.

Over the past five years, Whitethorn home values have fallen by approximately15.8%, reflecting softening conditions in this market.

City Comparison

Whitethorn vs. National Median

🏠 Whitethorn
$374,538
National Median
$410,000

At $374,538, homes in Whitethorn cost 9% below the national median of $410,000. This makes Whitethorn a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Whitethorn?

20% Down Payment
$74,908
on $374,538
Monthly P&I
$1,953/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,480/mo
incl. taxes & insurance
Income Needed
$99,200
gross annual (30% rule)
10% Down Option
$37,454
+ PMI applies
Loan Amount (20% dn)
$299,630
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Whitethorn, CA?
The median home value in Whitethorn is $374,538 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.1% year-over-year.
How much have home prices changed in Whitethorn?
Over the past year, home values in Whitethorn have decreased by 8.1%. Over five years, prices have fallen approximately 15.8%.
How much do I need to earn to buy a home in Whitethorn?
To comfortably afford the median home price of $374,538 with a 20% down payment ($74,908) at today's rates (6.8%), you'd need a gross annual income of approximately $99,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Whitethorn compare to the national average home price?
The national median home value is approximately $410,000. At $374,538, homes in Whitethorn are 9% below the national average.
What metro area is Whitethorn part of?
Whitethorn is part of the Eureka-Arcata, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.