Market Overview
Home Prices in Willow Creek, CA
The median home value in Willow Creek, CA is $315,058 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.6% compared to a year ago and down 11.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Willow Creek are priced23% below average. Willow Creek is part of the Eureka-Arcata, CA metro area.
Over the past five years, Willow Creek home values have fallen by approximately27.0%, reflecting softening conditions in this market.
Price History
Willow Creek Home Price Trend
City Comparison
Willow Creek vs. National Median
At $315,058, homes in Willow Creek cost 23% below the national median of $410,000. This makes Willow Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Willow Creek?
20% Down Payment
$63,012
on $315,058
Monthly P&I
$1,643/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,087/mo
incl. taxes & insurance
Income Needed
$83,480
gross annual (30% rule)
10% Down Option
$31,506
+ PMI applies
Loan Amount (20% dn)
$252,046
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Willow Creek, CA?
The median home value in Willow Creek is $315,058 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.6% year-over-year.
How much have home prices changed in Willow Creek?
Over the past year, home values in Willow Creek have decreased by 3.6%. Over five years, prices have fallen approximately 27.0%.
How much do I need to earn to buy a home in Willow Creek?
To comfortably afford the median home price of $315,058 with a 20% down payment ($63,012) at today's rates (6.8%), you'd need a gross annual income of approximately $83,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Willow Creek compare to the national average home price?
The national median home value is approximately $410,000. At $315,058, homes in Willow Creek are 23% below the national average.
What metro area is Willow Creek part of?
Willow Creek is part of the Eureka-Arcata, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.