Market Overview
Home Prices in Yuba City, CA
The median home value in Yuba City, CA is $446,422 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Yuba City are priced9% above average. Yuba City is part of the Yuba City, CA metro area.
Over the past five years, Yuba City home values have risen by approximately11.0%, reflecting steady appreciation in this market.
Price History
Yuba City Home Price Trend
City Comparison
Yuba City vs. National Median
At $446,422, homes in Yuba City cost 9% above the national median of $410,000. Buyers in Yuba City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Yuba City?
20% Down Payment
$89,284
on $446,422
Monthly P&I
$2,328/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,957/mo
incl. taxes & insurance
Income Needed
$118,280
gross annual (30% rule)
10% Down Option
$44,642
+ PMI applies
Loan Amount (20% dn)
$357,138
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Yuba City, CA?
The median home value in Yuba City is $446,422 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Yuba City?
Over the past year, home values in Yuba City have increased by 0.3%. Over five years, prices have risen approximately 11.0%.
How much do I need to earn to buy a home in Yuba City?
To comfortably afford the median home price of $446,422 with a 20% down payment ($89,284) at today's rates (6.8%), you'd need a gross annual income of approximately $118,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Yuba City compare to the national average home price?
The national median home value is approximately $410,000. At $446,422, homes in Yuba City are 9% above the national average.
What metro area is Yuba City part of?
Yuba City is part of the Yuba City, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.