Market Overview
Home Prices in Agate, CO
The median home value in Agate, CO is $495,490 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Agate are priced21% above average. Agate is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Agate home values have fallen by approximately3.9%, reflecting softening conditions in this market.
Price History
Agate Home Price Trend
City Comparison
Agate vs. National Median
At $495,490, homes in Agate cost 21% above the national median of $410,000. Buyers in Agate should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Agate?
20% Down Payment
$99,098
on $495,490
Monthly P&I
$2,584/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,282/mo
incl. taxes & insurance
Income Needed
$131,280
gross annual (30% rule)
10% Down Option
$49,549
+ PMI applies
Loan Amount (20% dn)
$396,392
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Agate, CO?
The median home value in Agate is $495,490 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Agate?
Over the past year, home values in Agate have decreased by 1.4%. Over five years, prices have fallen approximately 3.9%.
How much do I need to earn to buy a home in Agate?
To comfortably afford the median home price of $495,490 with a 20% down payment ($99,098) at today's rates (6.8%), you'd need a gross annual income of approximately $131,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Agate compare to the national average home price?
The national median home value is approximately $410,000. At $495,490, homes in Agate are 21% above the national average.
What metro area is Agate part of?
Agate is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.