Market Overview
Home Prices in Bailey, CO
The median home value in Bailey, CO is $559,964 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bailey are priced37% above average. Bailey is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Bailey home values have risen by approximately11.8%, reflecting steady appreciation in this market.
Price History
Bailey Home Price Trend
City Comparison
Bailey vs. National Median
At $559,964, homes in Bailey cost 37% above the national median of $410,000. Buyers in Bailey should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bailey?
20% Down Payment
$111,993
on $559,964
Monthly P&I
$2,920/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,708/mo
incl. taxes & insurance
Income Needed
$148,320
gross annual (30% rule)
10% Down Option
$55,996
+ PMI applies
Loan Amount (20% dn)
$447,971
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bailey, CO?
The median home value in Bailey is $559,964 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Bailey?
Over the past year, home values in Bailey have decreased by 1.4%. Over five years, prices have risen approximately 11.8%.
How much do I need to earn to buy a home in Bailey?
To comfortably afford the median home price of $559,964 with a 20% down payment ($111,993) at today's rates (6.8%), you'd need a gross annual income of approximately $148,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Bailey compare to the national average home price?
The national median home value is approximately $410,000. At $559,964, homes in Bailey are 37% above the national average.
What metro area is Bailey part of?
Bailey is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.