Market Overview
Home Prices in Berthoud, CO
The median home value in Berthoud, CO is $617,082 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Berthoud are priced51% above average. Berthoud is part of the Fort Collins, CO metro area.
Over the past five years, Berthoud home values have risen by approximately13.8%, reflecting steady appreciation in this market.
Price History
Berthoud Home Price Trend
City Comparison
Berthoud vs. National Median
At $617,082, homes in Berthoud cost 51% above the national median of $410,000. Buyers in Berthoud should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Berthoud?
20% Down Payment
$123,416
on $617,082
Monthly P&I
$3,218/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,087/mo
incl. taxes & insurance
Income Needed
$163,480
gross annual (30% rule)
10% Down Option
$61,708
+ PMI applies
Loan Amount (20% dn)
$493,666
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Berthoud, CO?
The median home value in Berthoud is $617,082 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Berthoud?
Over the past year, home values in Berthoud have decreased by 1.5%. Over five years, prices have risen approximately 13.8%.
How much do I need to earn to buy a home in Berthoud?
To comfortably afford the median home price of $617,082 with a 20% down payment ($123,416) at today's rates (6.8%), you'd need a gross annual income of approximately $163,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Berthoud compare to the national average home price?
The national median home value is approximately $410,000. At $617,082, homes in Berthoud are 51% above the national average.
What metro area is Berthoud part of?
Berthoud is part of the Fort Collins, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.