Market Overview
Home Prices in Cimarron, CO
The median home value in Cimarron, CO is $483,583 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cimarron are priced18% above average. Cimarron is part of the Montrose, CO metro area.
Over the past five years, Cimarron home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.
Price History
Cimarron Home Price Trend
City Comparison
Cimarron vs. National Median
At $483,583, homes in Cimarron cost 18% above the national median of $410,000. Buyers in Cimarron should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cimarron?
20% Down Payment
$96,717
on $483,583
Monthly P&I
$2,522/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,203/mo
incl. taxes & insurance
Income Needed
$128,120
gross annual (30% rule)
10% Down Option
$48,358
+ PMI applies
Loan Amount (20% dn)
$386,866
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cimarron, CO?
The median home value in Cimarron is $483,583 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Cimarron?
Over the past year, home values in Cimarron have decreased by 0.9%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in Cimarron?
To comfortably afford the median home price of $483,583 with a 20% down payment ($96,717) at today's rates (6.8%), you'd need a gross annual income of approximately $128,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Cimarron compare to the national average home price?
The national median home value is approximately $410,000. At $483,583, homes in Cimarron are 18% above the national average.
What metro area is Cimarron part of?
Cimarron is part of the Montrose, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.