Market Overview
Home Prices in Coal Creek, CO
The median home value in Coal Creek, CO is $614,868 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Coal Creek are priced50% above average. Coal Creek is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Coal Creek home values have risen by approximately7.5%, reflecting steady appreciation in this market.
Price History
Coal Creek Home Price Trend
City Comparison
Coal Creek vs. National Median
At $614,868, homes in Coal Creek cost 50% above the national median of $410,000. Buyers in Coal Creek should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Coal Creek?
20% Down Payment
$122,974
on $614,868
Monthly P&I
$3,207/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,073/mo
incl. taxes & insurance
Income Needed
$162,920
gross annual (30% rule)
10% Down Option
$61,487
+ PMI applies
Loan Amount (20% dn)
$491,894
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Coal Creek, CO?
The median home value in Coal Creek is $614,868 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3% year-over-year.
How much have home prices changed in Coal Creek?
Over the past year, home values in Coal Creek have decreased by 3%. Over five years, prices have risen approximately 7.5%.
How much do I need to earn to buy a home in Coal Creek?
To comfortably afford the median home price of $614,868 with a 20% down payment ($122,974) at today's rates (6.8%), you'd need a gross annual income of approximately $162,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Coal Creek compare to the national average home price?
The national median home value is approximately $410,000. At $614,868, homes in Coal Creek are 50% above the national average.
What metro area is Coal Creek part of?
Coal Creek is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.