Market Overview
Home Prices in Deer Trail, CO
The median home value in Deer Trail, CO is $391,345 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.4% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Deer Trail are priced5% below average. Deer Trail is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Deer Trail home values have risen by approximately10.5%, reflecting steady appreciation in this market.
Price History
Deer Trail Home Price Trend
City Comparison
Deer Trail vs. National Median
At $391,345, homes in Deer Trail cost 5% below the national median of $410,000. This makes Deer Trail a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Deer Trail?
20% Down Payment
$78,269
on $391,345
Monthly P&I
$2,041/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,592/mo
incl. taxes & insurance
Income Needed
$103,680
gross annual (30% rule)
10% Down Option
$39,135
+ PMI applies
Loan Amount (20% dn)
$313,076
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Deer Trail, CO?
The median home value in Deer Trail is $391,345 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.4% year-over-year.
How much have home prices changed in Deer Trail?
Over the past year, home values in Deer Trail have decreased by 2.4%. Over five years, prices have risen approximately 10.5%.
How much do I need to earn to buy a home in Deer Trail?
To comfortably afford the median home price of $391,345 with a 20% down payment ($78,269) at today's rates (6.8%), you'd need a gross annual income of approximately $103,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Deer Trail compare to the national average home price?
The national median home value is approximately $410,000. At $391,345, homes in Deer Trail are 5% below the national average.
What metro area is Deer Trail part of?
Deer Trail is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.