Market Overview
Home Prices in Divide, CO
The median home value in Divide, CO is $498,641 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.2% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Divide are priced22% above average. Divide is part of the Colorado Springs, CO metro area.
Over the past five years, Divide home values have risen by approximately13.6%, reflecting steady appreciation in this market.
Price History
Divide Home Price Trend
City Comparison
Divide vs. National Median
At $498,641, homes in Divide cost 22% above the national median of $410,000. Buyers in Divide should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Divide?
20% Down Payment
$99,728
on $498,641
Monthly P&I
$2,601/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,303/mo
incl. taxes & insurance
Income Needed
$132,120
gross annual (30% rule)
10% Down Option
$49,864
+ PMI applies
Loan Amount (20% dn)
$398,913
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Divide, CO?
The median home value in Divide is $498,641 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.2% year-over-year.
How much have home prices changed in Divide?
Over the past year, home values in Divide have decreased by 3.2%. Over five years, prices have risen approximately 13.6%.
How much do I need to earn to buy a home in Divide?
To comfortably afford the median home price of $498,641 with a 20% down payment ($99,728) at today's rates (6.8%), you'd need a gross annual income of approximately $132,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Divide compare to the national average home price?
The national median home value is approximately $410,000. At $498,641, homes in Divide are 22% above the national average.
What metro area is Divide part of?
Divide is part of the Colorado Springs, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.