Market Overview
Home Prices in Durango, CO
The median home value in Durango, CO is $768,185 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Durango are priced87% above average. Durango is part of the Durango, CO metro area.
Over the past five years, Durango home values have risen by approximately40.2%, reflecting strong long-term appreciation in this market.
Price History
Durango Home Price Trend
City Comparison
Durango vs. National Median
At $768,185, homes in Durango cost 87% above the national median of $410,000. Buyers in Durango should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Durango?
20% Down Payment
$153,637
on $768,185
Monthly P&I
$4,006/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,088/mo
incl. taxes & insurance
Income Needed
$203,520
gross annual (30% rule)
10% Down Option
$76,819
+ PMI applies
Loan Amount (20% dn)
$614,548
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Durango, CO?
The median home value in Durango is $768,185 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Durango?
Over the past year, home values in Durango have increased by 2.9%. Over five years, prices have risen approximately 40.2%.
How much do I need to earn to buy a home in Durango?
To comfortably afford the median home price of $768,185 with a 20% down payment ($153,637) at today's rates (6.8%), you'd need a gross annual income of approximately $203,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Durango compare to the national average home price?
The national median home value is approximately $410,000. At $768,185, homes in Durango are 87% above the national average.
What metro area is Durango part of?
Durango is part of the Durango, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.