📍 Eads, CO · Zillow ZHVI · July 2026

Average Home Price in
Eads, CO

Kiowa County County

Median Home Value
$180,134
↓ 8.3% year-over-year
vs. National Median
$410,000
Eads is 56% below
Est. Monthly Payment
$939/mo
20% down · 6.8% rate
Income Needed
$48K
gross annual (30% rule)
Median Home Value
$180,134
↓ 8.3% year-over-year

Down Payment (20%)$36,027
Monthly P&I$939/mo
With Taxes & Ins.~$1,193/mo
Income Needed$47,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Eads, CO

The median home value in Eads, CO is $180,134 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.3% compared to a year ago and down 5.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Eads are priced56% below average.

Over the past five years, Eads home values have risen by approximately9.3%, reflecting steady appreciation in this market.

City Comparison

Eads vs. National Median

🏠 Eads
$180,134
National Median
$410,000

At $180,134, homes in Eads cost 56% below the national median of $410,000. This makes Eads a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Eads?

20% Down Payment
$36,027
on $180,134
Monthly P&I
$939/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,193/mo
incl. taxes & insurance
Income Needed
$47,720
gross annual (30% rule)
10% Down Option
$18,013
+ PMI applies
Loan Amount (20% dn)
$144,107
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Eads, CO?
The median home value in Eads is $180,134 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.3% year-over-year.
How much have home prices changed in Eads?
Over the past year, home values in Eads have decreased by 8.3%. Over five years, prices have risen approximately 9.3%.
How much do I need to earn to buy a home in Eads?
To comfortably afford the median home price of $180,134 with a 20% down payment ($36,027) at today's rates (6.8%), you'd need a gross annual income of approximately $47,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Eads compare to the national average home price?
The national median home value is approximately $410,000. At $180,134, homes in Eads are 56% below the national average.