Market Overview
Home Prices in Federal Heights, CO
The median home value in Federal Heights, CO is $395,048 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.8% compared to a year ago and down 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Federal Heights are priced4% below average. Federal Heights is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Federal Heights home values have risen by approximately2.2%, reflecting modest growth in this market.
Price History
Federal Heights Home Price Trend
City Comparison
Federal Heights vs. National Median
At $395,048, homes in Federal Heights cost 4% below the national median of $410,000. This makes Federal Heights a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Federal Heights?
20% Down Payment
$79,010
on $395,048
Monthly P&I
$2,060/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,616/mo
incl. taxes & insurance
Income Needed
$104,640
gross annual (30% rule)
10% Down Option
$39,505
+ PMI applies
Loan Amount (20% dn)
$316,038
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Federal Heights, CO?
The median home value in Federal Heights is $395,048 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.8% year-over-year.
How much have home prices changed in Federal Heights?
Over the past year, home values in Federal Heights have decreased by 3.8%. Over five years, prices have risen approximately 2.2%.
How much do I need to earn to buy a home in Federal Heights?
To comfortably afford the median home price of $395,048 with a 20% down payment ($79,010) at today's rates (6.8%), you'd need a gross annual income of approximately $104,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Federal Heights compare to the national average home price?
The national median home value is approximately $410,000. At $395,048, homes in Federal Heights are 4% below the national average.
What metro area is Federal Heights part of?
Federal Heights is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.