Market Overview
Home Prices in Flagler, CO
The median home value in Flagler, CO is $231,404 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Flagler are priced44% below average.
Over the past five years, Flagler home values have risen by approximately22.0%, reflecting strong long-term appreciation in this market.
Price History
Flagler Home Price Trend
2020
$148,135
$148K
—
2021
$189,674
$190K
+28.0%
2022
$217,367
$217K
+14.6%
2023
$211,320
$211K
-2.8%
2024
$210,888
$211K
-0.2%
2025
$221,543
$222K
+5.1%
2026
$231,404
$231K
+4.5%
City Comparison
Flagler vs. National Median
🏠 Flagler
$231,404
National Median
$410,000
At $231,404, homes in Flagler cost 44% below the national median of $410,000. This makes Flagler a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Flagler?
20% Down Payment
$46,281
on $231,404
Monthly P&I
$1,207/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,533/mo
incl. taxes & insurance
Income Needed
$61,320
gross annual (30% rule)
10% Down Option
$23,140
+ PMI applies
Loan Amount (20% dn)
$185,123
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Flagler, CO?
The median home value in Flagler is $231,404 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Flagler?
Over the past year, home values in Flagler have increased by 4.5%. Over five years, prices have risen approximately 22.0%.
How much do I need to earn to buy a home in Flagler?
To comfortably afford the median home price of $231,404 with a 20% down payment ($46,281) at today's rates (6.8%), you'd need a gross annual income of approximately $61,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Flagler compare to the national average home price?
The national median home value is approximately $410,000. At $231,404, homes in Flagler are 44% below the national average.