Market Overview
Home Prices in Fort Lupton, CO
The median home value in Fort Lupton, CO is $467,667 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Lupton are priced14% above average. Fort Lupton is part of the Greeley, CO metro area.
Over the past five years, Fort Lupton home values have risen by approximately11.6%, reflecting steady appreciation in this market.
Price History
Fort Lupton Home Price Trend
City Comparison
Fort Lupton vs. National Median
At $467,667, homes in Fort Lupton cost 14% above the national median of $410,000. Buyers in Fort Lupton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fort Lupton?
20% Down Payment
$93,533
on $467,667
Monthly P&I
$2,439/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,098/mo
incl. taxes & insurance
Income Needed
$123,920
gross annual (30% rule)
10% Down Option
$46,767
+ PMI applies
Loan Amount (20% dn)
$374,134
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Lupton, CO?
The median home value in Fort Lupton is $467,667 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Fort Lupton?
Over the past year, home values in Fort Lupton have decreased by 2.3%. Over five years, prices have risen approximately 11.6%.
How much do I need to earn to buy a home in Fort Lupton?
To comfortably afford the median home price of $467,667 with a 20% down payment ($93,533) at today's rates (6.8%), you'd need a gross annual income of approximately $123,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Lupton compare to the national average home price?
The national median home value is approximately $410,000. At $467,667, homes in Fort Lupton are 14% above the national average.
What metro area is Fort Lupton part of?
Fort Lupton is part of the Greeley, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.