Market Overview
Home Prices in Fort Morgan, CO
The median home value in Fort Morgan, CO is $335,439 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Morgan are priced18% below average. Fort Morgan is part of the Fort Morgan, CO metro area.
Over the past five years, Fort Morgan home values have risen by approximately15.9%, reflecting steady appreciation in this market.
Price History
Fort Morgan Home Price Trend
City Comparison
Fort Morgan vs. National Median
At $335,439, homes in Fort Morgan cost 18% below the national median of $410,000. This makes Fort Morgan a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Morgan?
20% Down Payment
$67,088
on $335,439
Monthly P&I
$1,749/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,221/mo
incl. taxes & insurance
Income Needed
$88,840
gross annual (30% rule)
10% Down Option
$33,544
+ PMI applies
Loan Amount (20% dn)
$268,351
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Morgan, CO?
The median home value in Fort Morgan is $335,439 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Fort Morgan?
Over the past year, home values in Fort Morgan have increased by 0.1%. Over five years, prices have risen approximately 15.9%.
How much do I need to earn to buy a home in Fort Morgan?
To comfortably afford the median home price of $335,439 with a 20% down payment ($67,088) at today's rates (6.8%), you'd need a gross annual income of approximately $88,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Morgan compare to the national average home price?
The national median home value is approximately $410,000. At $335,439, homes in Fort Morgan are 18% below the national average.
What metro area is Fort Morgan part of?
Fort Morgan is part of the Fort Morgan, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.