Market Overview
Home Prices in Fraser, CO
The median home value in Fraser, CO is $788,427 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fraser are priced92% above average.
Over the past five years, Fraser home values have risen by approximately18.4%, reflecting steady appreciation in this market.
Price History
Fraser Home Price Trend
2020
$534,342
$534K
—
2021
$665,951
$666K
+24.6%
2022
$871,743
$872K
+30.9%
2023
$834,714
$835K
-4.2%
2024
$827,891
$828K
-0.8%
2025
$813,002
$813K
-1.8%
2026
$788,427
$788K
-3.0%
City Comparison
Fraser vs. National Median
🏠 Fraser
$788,427
National Median
$410,000
At $788,427, homes in Fraser cost 92% above the national median of $410,000. Buyers in Fraser should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fraser?
20% Down Payment
$157,685
on $788,427
Monthly P&I
$4,112/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,222/mo
incl. taxes & insurance
Income Needed
$208,880
gross annual (30% rule)
10% Down Option
$78,843
+ PMI applies
Loan Amount (20% dn)
$630,742
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fraser, CO?
The median home value in Fraser is $788,427 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3% year-over-year.
How much have home prices changed in Fraser?
Over the past year, home values in Fraser have decreased by 3%. Over five years, prices have risen approximately 18.4%.
How much do I need to earn to buy a home in Fraser?
To comfortably afford the median home price of $788,427 with a 20% down payment ($157,685) at today's rates (6.8%), you'd need a gross annual income of approximately $208,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Fraser compare to the national average home price?
The national median home value is approximately $410,000. At $788,427, homes in Fraser are 92% above the national average.