Market Overview
Home Prices in Frederick, CO
The median home value in Frederick, CO is $544,001 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.3% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Frederick are priced33% above average. Frederick is part of the Greeley, CO metro area.
Over the past five years, Frederick home values have risen by approximately8.8%, reflecting steady appreciation in this market.
Price History
Frederick Home Price Trend
City Comparison
Frederick vs. National Median
At $544,001, homes in Frederick cost 33% above the national median of $410,000. Buyers in Frederick should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Frederick?
20% Down Payment
$108,800
on $544,001
Monthly P&I
$2,837/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,603/mo
incl. taxes & insurance
Income Needed
$144,120
gross annual (30% rule)
10% Down Option
$54,400
+ PMI applies
Loan Amount (20% dn)
$435,201
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Frederick, CO?
The median home value in Frederick is $544,001 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.3% year-over-year.
How much have home prices changed in Frederick?
Over the past year, home values in Frederick have decreased by 3.3%. Over five years, prices have risen approximately 8.8%.
How much do I need to earn to buy a home in Frederick?
To comfortably afford the median home price of $544,001 with a 20% down payment ($108,800) at today's rates (6.8%), you'd need a gross annual income of approximately $144,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Frederick compare to the national average home price?
The national median home value is approximately $410,000. At $544,001, homes in Frederick are 33% above the national average.
What metro area is Frederick part of?
Frederick is part of the Greeley, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.