Market Overview
Home Prices in Gold Hill, CO
The median home value in Gold Hill, CO is $578,914 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gold Hill are priced41% above average. Gold Hill is part of the Boulder, CO metro area.
Over the past five years, Gold Hill home values have risen by approximately5.3%, reflecting steady appreciation in this market.
Price History
Gold Hill Home Price Trend
City Comparison
Gold Hill vs. National Median
At $578,914, homes in Gold Hill cost 41% above the national median of $410,000. Buyers in Gold Hill should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Gold Hill?
20% Down Payment
$115,783
on $578,914
Monthly P&I
$3,019/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,834/mo
incl. taxes & insurance
Income Needed
$153,360
gross annual (30% rule)
10% Down Option
$57,891
+ PMI applies
Loan Amount (20% dn)
$463,131
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gold Hill, CO?
The median home value in Gold Hill is $578,914 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Gold Hill?
Over the past year, home values in Gold Hill have decreased by 1.2%. Over five years, prices have risen approximately 5.3%.
How much do I need to earn to buy a home in Gold Hill?
To comfortably afford the median home price of $578,914 with a 20% down payment ($115,783) at today's rates (6.8%), you'd need a gross annual income of approximately $153,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Gold Hill compare to the national average home price?
The national median home value is approximately $410,000. At $578,914, homes in Gold Hill are 41% above the national average.
What metro area is Gold Hill part of?
Gold Hill is part of the Boulder, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.