Market Overview
Home Prices in Golden, CO
The median home value in Golden, CO is $873,139 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Golden are priced113% above average. Golden is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Golden home values have risen by approximately16.8%, reflecting steady appreciation in this market.
Price History
Golden Home Price Trend
City Comparison
Golden vs. National Median
At $873,139, homes in Golden cost 113% above the national median of $410,000. Buyers in Golden should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Golden?
20% Down Payment
$174,628
on $873,139
Monthly P&I
$4,554/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,784/mo
incl. taxes & insurance
Income Needed
$231,360
gross annual (30% rule)
10% Down Option
$87,314
+ PMI applies
Loan Amount (20% dn)
$698,511
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Golden, CO?
The median home value in Golden is $873,139 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Golden?
Over the past year, home values in Golden have decreased by 0.6%. Over five years, prices have risen approximately 16.8%.
How much do I need to earn to buy a home in Golden?
To comfortably afford the median home price of $873,139 with a 20% down payment ($174,628) at today's rates (6.8%), you'd need a gross annual income of approximately $231,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Golden compare to the national average home price?
The national median home value is approximately $410,000. At $873,139, homes in Golden are 113% above the national average.
What metro area is Golden part of?
Golden is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.