📍 Holyoke, CO · Zillow ZHVI · July 2026

Average Home Price in
Holyoke, CO

Phillips County County

Median Home Value
$266,374
↑ 3.9% year-over-year
vs. National Median
$410,000
Holyoke is 35% below
Est. Monthly Payment
$1,389/mo
20% down · 6.8% rate
Income Needed
$71K
gross annual (30% rule)
Median Home Value
$266,374
↑ 3.9% year-over-year

Down Payment (20%)$53,275
Monthly P&I$1,389/mo
With Taxes & Ins.~$1,764/mo
Income Needed$70,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Holyoke, CO

The median home value in Holyoke, CO is $266,374 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 5.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Holyoke are priced35% below average.

Over the past five years, Holyoke home values have risen by approximately24.5%, reflecting strong long-term appreciation in this market.

City Comparison

Holyoke vs. National Median

🏠 Holyoke
$266,374
National Median
$410,000

At $266,374, homes in Holyoke cost 35% below the national median of $410,000. This makes Holyoke a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Holyoke?

20% Down Payment
$53,275
on $266,374
Monthly P&I
$1,389/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,764/mo
incl. taxes & insurance
Income Needed
$70,560
gross annual (30% rule)
10% Down Option
$26,637
+ PMI applies
Loan Amount (20% dn)
$213,099
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Holyoke, CO?
The median home value in Holyoke is $266,374 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Holyoke?
Over the past year, home values in Holyoke have increased by 3.9%. Over five years, prices have risen approximately 24.5%.
How much do I need to earn to buy a home in Holyoke?
To comfortably afford the median home price of $266,374 with a 20% down payment ($53,275) at today's rates (6.8%), you'd need a gross annual income of approximately $70,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Holyoke compare to the national average home price?
The national median home value is approximately $410,000. At $266,374, homes in Holyoke are 35% below the national average.