Market Overview
Home Prices in Howard, CO
The median home value in Howard, CO is $510,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Howard are priced25% above average. Howard is part of the Ca±on City, CO metro area.
Over the past five years, Howard home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.
Price History
Howard Home Price Trend
City Comparison
Howard vs. National Median
At $510,757, homes in Howard cost 25% above the national median of $410,000. Buyers in Howard should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Howard?
20% Down Payment
$102,151
on $510,757
Monthly P&I
$2,664/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,383/mo
incl. taxes & insurance
Income Needed
$135,320
gross annual (30% rule)
10% Down Option
$51,076
+ PMI applies
Loan Amount (20% dn)
$408,606
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Howard, CO?
The median home value in Howard is $510,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Howard?
Over the past year, home values in Howard have decreased by 1.1%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in Howard?
To comfortably afford the median home price of $510,757 with a 20% down payment ($102,151) at today's rates (6.8%), you'd need a gross annual income of approximately $135,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Howard compare to the national average home price?
The national median home value is approximately $410,000. At $510,757, homes in Howard are 25% above the national average.
What metro area is Howard part of?
Howard is part of the Ca±on City, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.