Market Overview
Home Prices in Idaho Springs, CO
The median home value in Idaho Springs, CO is $491,539 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Idaho Springs are priced20% above average. Idaho Springs is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Idaho Springs home values have risen by approximately13.2%, reflecting steady appreciation in this market.
Price History
Idaho Springs Home Price Trend
City Comparison
Idaho Springs vs. National Median
At $491,539, homes in Idaho Springs cost 20% above the national median of $410,000. Buyers in Idaho Springs should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Idaho Springs?
20% Down Payment
$98,308
on $491,539
Monthly P&I
$2,564/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,256/mo
incl. taxes & insurance
Income Needed
$130,240
gross annual (30% rule)
10% Down Option
$49,154
+ PMI applies
Loan Amount (20% dn)
$393,231
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Idaho Springs, CO?
The median home value in Idaho Springs is $491,539 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Idaho Springs?
Over the past year, home values in Idaho Springs have decreased by 1.4%. Over five years, prices have risen approximately 13.2%.
How much do I need to earn to buy a home in Idaho Springs?
To comfortably afford the median home price of $491,539 with a 20% down payment ($98,308) at today's rates (6.8%), you'd need a gross annual income of approximately $130,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Idaho Springs compare to the national average home price?
The national median home value is approximately $410,000. At $491,539, homes in Idaho Springs are 20% above the national average.
What metro area is Idaho Springs part of?
Idaho Springs is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.