Market Overview
Home Prices in Idalia, CO
The median home value in Idalia, CO is $314,885 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 8.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Idalia are priced23% below average.
Price History
Idalia Home Price Trend
2022
$276,367
$276K
—
2023
$260,652
$261K
-5.7%
2024
$270,343
$270K
+3.7%
2025
$294,191
$294K
+8.8%
2026
$314,885
$315K
+7.0%
City Comparison
Idalia vs. National Median
🏠 Idalia
$314,885
National Median
$410,000
At $314,885, homes in Idalia cost 23% below the national median of $410,000. This makes Idalia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Idalia?
20% Down Payment
$62,977
on $314,885
Monthly P&I
$1,642/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,085/mo
incl. taxes & insurance
Income Needed
$83,400
gross annual (30% rule)
10% Down Option
$31,489
+ PMI applies
Loan Amount (20% dn)
$251,908
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Idalia, CO?
The median home value in Idalia is $314,885 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Idalia?
Over the past year, home values in Idalia have increased by 7%.
How much do I need to earn to buy a home in Idalia?
To comfortably afford the median home price of $314,885 with a 20% down payment ($62,977) at today's rates (6.8%), you'd need a gross annual income of approximately $83,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Idalia compare to the national average home price?
The national median home value is approximately $410,000. At $314,885, homes in Idalia are 23% below the national average.