Market Overview
Home Prices in Jefferson, CO
The median home value in Jefferson, CO is $453,600 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.1% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Jefferson are priced11% above average. Jefferson is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Jefferson home values have risen by approximately21.4%, reflecting strong long-term appreciation in this market.
Price History
Jefferson Home Price Trend
City Comparison
Jefferson vs. National Median
At $453,600, homes in Jefferson cost 11% above the national median of $410,000. Buyers in Jefferson should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Jefferson?
20% Down Payment
$90,720
on $453,600
Monthly P&I
$2,366/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,005/mo
incl. taxes & insurance
Income Needed
$120,200
gross annual (30% rule)
10% Down Option
$45,360
+ PMI applies
Loan Amount (20% dn)
$362,880
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Jefferson, CO?
The median home value in Jefferson is $453,600 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.1% year-over-year.
How much have home prices changed in Jefferson?
Over the past year, home values in Jefferson have decreased by 3.1%. Over five years, prices have risen approximately 21.4%.
How much do I need to earn to buy a home in Jefferson?
To comfortably afford the median home price of $453,600 with a 20% down payment ($90,720) at today's rates (6.8%), you'd need a gross annual income of approximately $120,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Jefferson compare to the national average home price?
The national median home value is approximately $410,000. At $453,600, homes in Jefferson are 11% above the national average.
What metro area is Jefferson part of?
Jefferson is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.