Market Overview
Home Prices in Kirk, CO
The median home value in Kirk, CO is $308,011 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and up 7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kirk are priced25% below average.
Price History
Kirk Home Price Trend
2022
$246,248
$246K
—
2023
$242,996
$243K
-1.3%
2024
$269,802
$270K
+11.0%
2025
$288,564
$289K
+7.0%
2026
$308,011
$308K
+6.7%
City Comparison
Kirk vs. National Median
🏠 Kirk
$308,011
National Median
$410,000
At $308,011, homes in Kirk cost 25% below the national median of $410,000. This makes Kirk a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kirk?
20% Down Payment
$61,602
on $308,011
Monthly P&I
$1,606/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,040/mo
incl. taxes & insurance
Income Needed
$81,600
gross annual (30% rule)
10% Down Option
$30,801
+ PMI applies
Loan Amount (20% dn)
$246,409
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kirk, CO?
The median home value in Kirk is $308,011 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Kirk?
Over the past year, home values in Kirk have increased by 6.7%.
How much do I need to earn to buy a home in Kirk?
To comfortably afford the median home price of $308,011 with a 20% down payment ($61,602) at today's rates (6.8%), you'd need a gross annual income of approximately $81,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Kirk compare to the national average home price?
The national median home value is approximately $410,000. At $308,011, homes in Kirk are 25% below the national average.