📍 Kit Carson, CO · Zillow ZHVI · July 2026

Average Home Price in
Kit Carson, CO

Cheyenne County County

Median Home Value
$177,354
↑ 2.6% year-over-year
vs. National Median
$410,000
Kit Carson is 57% below
Est. Monthly Payment
$925/mo
20% down · 6.8% rate
Income Needed
$47K
gross annual (30% rule)
Median Home Value
$177,354
↑ 2.6% year-over-year

Down Payment (20%)$35,471
Monthly P&I$925/mo
With Taxes & Ins.~$1,175/mo
Income Needed$47,000/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Kit Carson, CO

The median home value in Kit Carson, CO is $177,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 4.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Kit Carson are priced57% below average.

Over the past five years, Kit Carson home values have risen by approximately58.6%, reflecting strong long-term appreciation in this market.

City Comparison

Kit Carson vs. National Median

🏠 Kit Carson
$177,354
National Median
$410,000

At $177,354, homes in Kit Carson cost 57% below the national median of $410,000. This makes Kit Carson a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Kit Carson?

20% Down Payment
$35,471
on $177,354
Monthly P&I
$925/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,175/mo
incl. taxes & insurance
Income Needed
$47,000
gross annual (30% rule)
10% Down Option
$17,735
+ PMI applies
Loan Amount (20% dn)
$141,883
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Kit Carson, CO?
The median home value in Kit Carson is $177,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Kit Carson?
Over the past year, home values in Kit Carson have increased by 2.6%. Over five years, prices have risen approximately 58.6%.
How much do I need to earn to buy a home in Kit Carson?
To comfortably afford the median home price of $177,354 with a 20% down payment ($35,471) at today's rates (6.8%), you'd need a gross annual income of approximately $47,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Kit Carson compare to the national average home price?
The national median home value is approximately $410,000. At $177,354, homes in Kit Carson are 57% below the national average.