Market Overview
Home Prices in La Junta, CO
The median home value in La Junta, CO is $161,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.9% compared to a year ago and up 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in La Junta are priced61% below average.
Over the past five years, La Junta home values have risen by approximately9.9%, reflecting steady appreciation in this market.
Price History
La Junta Home Price Trend
2020
$114,177
$114K
—
2021
$147,182
$147K
+28.9%
2022
$174,365
$174K
+18.5%
2023
$167,683
$168K
-3.8%
2024
$165,923
$166K
-1.0%
2025
$175,604
$176K
+5.8%
2026
$161,756
$162K
-7.9%
City Comparison
La Junta vs. National Median
🏠 La Junta
$161,756
National Median
$410,000
At $161,756, homes in La Junta cost 61% below the national median of $410,000. This makes La Junta a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in La Junta?
20% Down Payment
$32,351
on $161,756
Monthly P&I
$844/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,072/mo
incl. taxes & insurance
Income Needed
$42,880
gross annual (30% rule)
10% Down Option
$16,176
+ PMI applies
Loan Amount (20% dn)
$129,405
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in La Junta, CO?
The median home value in La Junta is $161,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.9% year-over-year.
How much have home prices changed in La Junta?
Over the past year, home values in La Junta have decreased by 7.9%. Over five years, prices have risen approximately 9.9%.
How much do I need to earn to buy a home in La Junta?
To comfortably afford the median home price of $161,756 with a 20% down payment ($32,351) at today's rates (6.8%), you'd need a gross annual income of approximately $42,880. This assumes keeping total housing costs at or below 30% of gross income.
How does La Junta compare to the national average home price?
The national median home value is approximately $410,000. At $161,756, homes in La Junta are 61% below the national average.