Market Overview
Home Prices in Lafayette, CO
The median home value in Lafayette, CO is $681,332 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.8% compared to a year ago and down 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lafayette are priced66% above average. Lafayette is part of the Boulder, CO metro area.
Over the past five years, Lafayette home values have risen by approximately7.7%, reflecting steady appreciation in this market.
Price History
Lafayette Home Price Trend
City Comparison
Lafayette vs. National Median
At $681,332, homes in Lafayette cost 66% above the national median of $410,000. Buyers in Lafayette should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lafayette?
20% Down Payment
$136,266
on $681,332
Monthly P&I
$3,553/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,512/mo
incl. taxes & insurance
Income Needed
$180,480
gross annual (30% rule)
10% Down Option
$68,133
+ PMI applies
Loan Amount (20% dn)
$545,066
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lafayette, CO?
The median home value in Lafayette is $681,332 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.8% year-over-year.
How much have home prices changed in Lafayette?
Over the past year, home values in Lafayette have decreased by 2.8%. Over five years, prices have risen approximately 7.7%.
How much do I need to earn to buy a home in Lafayette?
To comfortably afford the median home price of $681,332 with a 20% down payment ($136,266) at today's rates (6.8%), you'd need a gross annual income of approximately $180,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Lafayette compare to the national average home price?
The national median home value is approximately $410,000. At $681,332, homes in Lafayette are 66% above the national average.
What metro area is Lafayette part of?
Lafayette is part of the Boulder, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.