Market Overview
Home Prices in Loma, CO
The median home value in Loma, CO is $664,640 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.2% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loma are priced62% above average. Loma is part of the Grand Junction, CO metro area.
Over the past five years, Loma home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.
Price History
Loma Home Price Trend
City Comparison
Loma vs. National Median
At $664,640, homes in Loma cost 62% above the national median of $410,000. Buyers in Loma should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Loma?
20% Down Payment
$132,928
on $664,640
Monthly P&I
$3,466/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,402/mo
incl. taxes & insurance
Income Needed
$176,080
gross annual (30% rule)
10% Down Option
$66,464
+ PMI applies
Loan Amount (20% dn)
$531,712
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loma, CO?
The median home value in Loma is $664,640 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.2% year-over-year.
How much have home prices changed in Loma?
Over the past year, home values in Loma have increased by 7.2%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Loma?
To comfortably afford the median home price of $664,640 with a 20% down payment ($132,928) at today's rates (6.8%), you'd need a gross annual income of approximately $176,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Loma compare to the national average home price?
The national median home value is approximately $410,000. At $664,640, homes in Loma are 62% above the national average.
What metro area is Loma part of?
Loma is part of the Grand Junction, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.