Market Overview
Home Prices in Lone Tree, CO
The median home value in Lone Tree, CO is $897,464 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.1% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lone Tree are priced119% above average. Lone Tree is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Lone Tree home values have risen by approximately11.4%, reflecting steady appreciation in this market.
Price History
Lone Tree Home Price Trend
City Comparison
Lone Tree vs. National Median
At $897,464, homes in Lone Tree cost 119% above the national median of $410,000. Buyers in Lone Tree should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lone Tree?
20% Down Payment
$179,493
on $897,464
Monthly P&I
$4,681/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,945/mo
incl. taxes & insurance
Income Needed
$237,800
gross annual (30% rule)
10% Down Option
$89,746
+ PMI applies
Loan Amount (20% dn)
$717,971
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lone Tree, CO?
The median home value in Lone Tree is $897,464 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.1% year-over-year.
How much have home prices changed in Lone Tree?
Over the past year, home values in Lone Tree have decreased by 3.1%. Over five years, prices have risen approximately 11.4%.
How much do I need to earn to buy a home in Lone Tree?
To comfortably afford the median home price of $897,464 with a 20% down payment ($179,493) at today's rates (6.8%), you'd need a gross annual income of approximately $237,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Lone Tree compare to the national average home price?
The national median home value is approximately $410,000. At $897,464, homes in Lone Tree are 119% above the national average.
What metro area is Lone Tree part of?
Lone Tree is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.