Market Overview
Home Prices in Loveland, CO
The median home value in Loveland, CO is $504,321 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loveland are priced23% above average. Loveland is part of the Fort Collins, CO metro area.
Over the past five years, Loveland home values have risen by approximately12.0%, reflecting steady appreciation in this market.
Price History
Loveland Home Price Trend
City Comparison
Loveland vs. National Median
At $504,321, homes in Loveland cost 23% above the national median of $410,000. Buyers in Loveland should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Loveland?
20% Down Payment
$100,864
on $504,321
Monthly P&I
$2,630/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,340/mo
incl. taxes & insurance
Income Needed
$133,600
gross annual (30% rule)
10% Down Option
$50,432
+ PMI applies
Loan Amount (20% dn)
$403,457
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loveland, CO?
The median home value in Loveland is $504,321 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Loveland?
Over the past year, home values in Loveland have decreased by 1.4%. Over five years, prices have risen approximately 12.0%.
How much do I need to earn to buy a home in Loveland?
To comfortably afford the median home price of $504,321 with a 20% down payment ($100,864) at today's rates (6.8%), you'd need a gross annual income of approximately $133,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Loveland compare to the national average home price?
The national median home value is approximately $410,000. At $504,321, homes in Loveland are 23% above the national average.
What metro area is Loveland part of?
Loveland is part of the Fort Collins, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.