Market Overview
Home Prices in Monte Vista, CO
The median home value in Monte Vista, CO is $276,190 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 5.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Monte Vista are priced33% below average.
Over the past five years, Monte Vista home values have risen by approximately39.1%, reflecting strong long-term appreciation in this market.
Price History
Monte Vista Home Price Trend
2020
$165,404
$165K
—
2021
$198,538
$199K
+20.0%
2022
$232,921
$233K
+17.3%
2023
$242,052
$242K
+3.9%
2024
$254,913
$255K
+5.3%
2025
$269,892
$270K
+5.9%
2026
$276,190
$276K
+2.3%
City Comparison
Monte Vista vs. National Median
🏠 Monte Vista
$276,190
National Median
$410,000
At $276,190, homes in Monte Vista cost 33% below the national median of $410,000. This makes Monte Vista a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Monte Vista?
20% Down Payment
$55,238
on $276,190
Monthly P&I
$1,440/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,829/mo
incl. taxes & insurance
Income Needed
$73,160
gross annual (30% rule)
10% Down Option
$27,619
+ PMI applies
Loan Amount (20% dn)
$220,952
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Monte Vista, CO?
The median home value in Monte Vista is $276,190 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Monte Vista?
Over the past year, home values in Monte Vista have increased by 2.3%. Over five years, prices have risen approximately 39.1%.
How much do I need to earn to buy a home in Monte Vista?
To comfortably afford the median home price of $276,190 with a 20% down payment ($55,238) at today's rates (6.8%), you'd need a gross annual income of approximately $73,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Monte Vista compare to the national average home price?
The national median home value is approximately $410,000. At $276,190, homes in Monte Vista are 33% below the national average.