Market Overview
Home Prices in Mosca, CO
The median home value in Mosca, CO is $355,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mosca are priced13% below average.
Over the past five years, Mosca home values have risen by approximately39.2%, reflecting strong long-term appreciation in this market.
Price History
Mosca Home Price Trend
2020
$201,803
$202K
—
2021
$255,513
$256K
+26.6%
2022
$304,085
$304K
+19.0%
2023
$316,977
$317K
+4.2%
2024
$329,852
$330K
+4.1%
2025
$336,824
$337K
+2.1%
2026
$355,712
$356K
+5.6%
City Comparison
Mosca vs. National Median
🏠 Mosca
$355,712
National Median
$410,000
At $355,712, homes in Mosca cost 13% below the national median of $410,000. This makes Mosca a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mosca?
20% Down Payment
$71,142
on $355,712
Monthly P&I
$1,855/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,356/mo
incl. taxes & insurance
Income Needed
$94,240
gross annual (30% rule)
10% Down Option
$35,571
+ PMI applies
Loan Amount (20% dn)
$284,570
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mosca, CO?
The median home value in Mosca is $355,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Mosca?
Over the past year, home values in Mosca have increased by 5.6%. Over five years, prices have risen approximately 39.2%.
How much do I need to earn to buy a home in Mosca?
To comfortably afford the median home price of $355,712 with a 20% down payment ($71,142) at today's rates (6.8%), you'd need a gross annual income of approximately $94,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Mosca compare to the national average home price?
The national median home value is approximately $410,000. At $355,712, homes in Mosca are 13% below the national average.