📍 Nathrop, CO · Zillow ZHVI · July 2026

Average Home Price in
Nathrop, CO

Chaffee County County

Median Home Value
$716,635
↑ 3.1% year-over-year
vs. National Median
$410,000
Nathrop is 75% above
Est. Monthly Payment
$3,738/mo
20% down · 6.8% rate
Income Needed
$190K
gross annual (30% rule)
Median Home Value
$716,635
↑ 3.1% year-over-year

Down Payment (20%)$143,327
Monthly P&I$3,738/mo
With Taxes & Ins.~$4,747/mo
Income Needed$189,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Nathrop, CO

The median home value in Nathrop, CO is $716,635 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 4.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Nathrop are priced75% above average.

Over the past five years, Nathrop home values have risen by approximately25.5%, reflecting strong long-term appreciation in this market.

City Comparison

Nathrop vs. National Median

🏠 Nathrop
$716,635
National Median
$410,000

At $716,635, homes in Nathrop cost 75% above the national median of $410,000. Buyers in Nathrop should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Nathrop?

20% Down Payment
$143,327
on $716,635
Monthly P&I
$3,738/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,747/mo
incl. taxes & insurance
Income Needed
$189,880
gross annual (30% rule)
10% Down Option
$71,664
+ PMI applies
Loan Amount (20% dn)
$573,308
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Nathrop, CO?
The median home value in Nathrop is $716,635 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Nathrop?
Over the past year, home values in Nathrop have increased by 3.1%. Over five years, prices have risen approximately 25.5%.
How much do I need to earn to buy a home in Nathrop?
To comfortably afford the median home price of $716,635 with a 20% down payment ($143,327) at today's rates (6.8%), you'd need a gross annual income of approximately $189,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Nathrop compare to the national average home price?
The national median home value is approximately $410,000. At $716,635, homes in Nathrop are 75% above the national average.