Market Overview
Home Prices in Niwot, CO
The median home value in Niwot, CO is $1,154,360 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Niwot are priced182% above average. Niwot is part of the Boulder, CO metro area.
Over the past five years, Niwot home values have risen by approximately19.8%, reflecting steady appreciation in this market.
Price History
Niwot Home Price Trend
2020
$825,288
$825K
—
2021
$963,831
$964K
+16.8%
2022
$1,175,236
$1.18M
+21.9%
2023
$1,092,911
$1.09M
-7.0%
2024
$1,124,466
$1.12M
+2.9%
2025
$1,131,432
$1.13M
+0.6%
2026
$1,154,360
$1.15M
+2.0%
City Comparison
Niwot vs. National Median
🏠 Niwot
$1,154,360
National Median
$410,000
At $1,154,360, homes in Niwot cost 182% above the national median of $410,000. Buyers in Niwot should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Niwot?
20% Down Payment
$230,872
on $1,154,360
Monthly P&I
$6,020/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,645/mo
incl. taxes & insurance
Income Needed
$305,800
gross annual (30% rule)
10% Down Option
$115,436
+ PMI applies
Loan Amount (20% dn)
$923,488
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Niwot, CO?
The median home value in Niwot is $1,154,360 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Niwot?
Over the past year, home values in Niwot have increased by 2%. Over five years, prices have risen approximately 19.8%.
How much do I need to earn to buy a home in Niwot?
To comfortably afford the median home price of $1,154,360 with a 20% down payment ($230,872) at today's rates (6.8%), you'd need a gross annual income of approximately $305,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Niwot compare to the national average home price?
The national median home value is approximately $410,000. At $1,154,360, homes in Niwot are 182% above the national average.
What metro area is Niwot part of?
Niwot is part of the Boulder, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.