📍 Ohio City, CO · Zillow ZHVI · July 2026

Average Home Price in
Ohio City, CO

Gunnison County County

Median Home Value
$361,253
↓ 2.5% year-over-year
vs. National Median
$410,000
Ohio City is 12% below
Est. Monthly Payment
$1,884/mo
20% down · 6.8% rate
Income Needed
$96K
gross annual (30% rule)
Median Home Value
$361,253
↓ 2.5% year-over-year

Down Payment (20%)$72,251
Monthly P&I$1,884/mo
With Taxes & Ins.~$2,393/mo
Income Needed$95,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ohio City, CO

The median home value in Ohio City, CO is $361,253 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and down 1.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ohio City are priced12% below average.

Over the past five years, Ohio City home values have risen by approximately5.0%, reflecting modest growth in this market.

City Comparison

Ohio City vs. National Median

🏠 Ohio City
$361,253
National Median
$410,000

At $361,253, homes in Ohio City cost 12% below the national median of $410,000. This makes Ohio City a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ohio City?

20% Down Payment
$72,251
on $361,253
Monthly P&I
$1,884/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,393/mo
incl. taxes & insurance
Income Needed
$95,720
gross annual (30% rule)
10% Down Option
$36,125
+ PMI applies
Loan Amount (20% dn)
$289,002
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ohio City, CO?
The median home value in Ohio City is $361,253 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Ohio City?
Over the past year, home values in Ohio City have decreased by 2.5%. Over five years, prices have risen approximately 5.0%.
How much do I need to earn to buy a home in Ohio City?
To comfortably afford the median home price of $361,253 with a 20% down payment ($72,251) at today's rates (6.8%), you'd need a gross annual income of approximately $95,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Ohio City compare to the national average home price?
The national median home value is approximately $410,000. At $361,253, homes in Ohio City are 12% below the national average.