Market Overview
Home Prices in Ophir, CO
The median home value in Ophir, CO is $974,426 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ophir are priced138% above average.
Over the past five years, Ophir home values have risen by approximately20.7%, reflecting strong long-term appreciation in this market.
Price History
Ophir Home Price Trend
2020
$645,919
$646K
—
2021
$807,493
$807K
+25.0%
2022
$1,101,759
$1.10M
+36.4%
2023
$980,008
$980K
-11.1%
2024
$960,590
$961K
-2.0%
2025
$941,891
$942K
-1.9%
2026
$974,426
$974K
+3.5%
City Comparison
Ophir vs. National Median
🏠 Ophir
$974,426
National Median
$410,000
At $974,426, homes in Ophir cost 138% above the national median of $410,000. Buyers in Ophir should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ophir?
20% Down Payment
$194,885
on $974,426
Monthly P&I
$5,082/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,454/mo
incl. taxes & insurance
Income Needed
$258,160
gross annual (30% rule)
10% Down Option
$97,443
+ PMI applies
Loan Amount (20% dn)
$779,541
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ophir, CO?
The median home value in Ophir is $974,426 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Ophir?
Over the past year, home values in Ophir have increased by 3.5%. Over five years, prices have risen approximately 20.7%.
How much do I need to earn to buy a home in Ophir?
To comfortably afford the median home price of $974,426 with a 20% down payment ($194,885) at today's rates (6.8%), you'd need a gross annual income of approximately $258,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Ophir compare to the national average home price?
The national median home value is approximately $410,000. At $974,426, homes in Ophir are 138% above the national average.