Market Overview
Home Prices in Orchard City, CO
The median home value in Orchard City, CO is $385,669 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Orchard City are priced6% below average.
Over the past five years, Orchard City home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Orchard City Home Price Trend
2020
$263,667
$264K
—
2021
$309,579
$310K
+17.4%
2022
$368,401
$368K
+19.0%
2023
$357,888
$358K
-2.9%
2024
$369,201
$369K
+3.2%
2025
$379,057
$379K
+2.7%
2026
$385,669
$386K
+1.7%
City Comparison
Orchard City vs. National Median
🏠 Orchard City
$385,669
National Median
$410,000
At $385,669, homes in Orchard City cost 6% below the national median of $410,000. This makes Orchard City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Orchard City?
20% Down Payment
$77,134
on $385,669
Monthly P&I
$2,011/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,554/mo
incl. taxes & insurance
Income Needed
$102,160
gross annual (30% rule)
10% Down Option
$38,567
+ PMI applies
Loan Amount (20% dn)
$308,535
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Orchard City, CO?
The median home value in Orchard City is $385,669 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Orchard City?
Over the past year, home values in Orchard City have increased by 1.7%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Orchard City?
To comfortably afford the median home price of $385,669 with a 20% down payment ($77,134) at today's rates (6.8%), you'd need a gross annual income of approximately $102,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Orchard City compare to the national average home price?
The national median home value is approximately $410,000. At $385,669, homes in Orchard City are 6% below the national average.