Market Overview
Home Prices in Placerville, CO
The median home value in Placerville, CO is $1,319,190 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Placerville are priced222% above average.
Over the past five years, Placerville home values have risen by approximately32.2%, reflecting strong long-term appreciation in this market.
Price History
Placerville Home Price Trend
2020
$782,757
$783K
—
2021
$998,210
$998K
+27.5%
2022
$1,337,687
$1.34M
+34.0%
2023
$1,195,535
$1.20M
-10.6%
2024
$1,241,618
$1.24M
+3.9%
2025
$1,271,985
$1.27M
+2.4%
2026
$1,319,190
$1.32M
+3.7%
City Comparison
Placerville vs. National Median
🏠 Placerville
$1,319,190
National Median
$410,000
At $1,319,190, homes in Placerville cost 222% above the national median of $410,000. Buyers in Placerville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Placerville?
20% Down Payment
$263,838
on $1,319,190
Monthly P&I
$6,880/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,738/mo
incl. taxes & insurance
Income Needed
$349,520
gross annual (30% rule)
10% Down Option
$131,919
+ PMI applies
Loan Amount (20% dn)
$1,055,352
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Placerville, CO?
The median home value in Placerville is $1,319,190 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Placerville?
Over the past year, home values in Placerville have increased by 3.7%. Over five years, prices have risen approximately 32.2%.
How much do I need to earn to buy a home in Placerville?
To comfortably afford the median home price of $1,319,190 with a 20% down payment ($263,838) at today's rates (6.8%), you'd need a gross annual income of approximately $349,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Placerville compare to the national average home price?
The national median home value is approximately $410,000. At $1,319,190, homes in Placerville are 222% above the national average.